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Navigating Property Damage Claims after a Traffic Accident

Navigating Property Damage Claims after a Traffic Accident

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When you get into a car accident, there are many damages that take place leaving you completely overwhelmed. After an accident, people get hurt and injured and need medical treatment. But that’s not the only consequence of a car accident. Depending on the severity of the crash, vehicles get severely damaged as well. Whose responsibility is it to recover that damage? At Napolin Law Firm, we file your property damage claim as a courtesy for our personal injury case clients. 

Understanding what qualifies as property damage?

As the name suggests, property damage is any damage that harms anything other than a person. In the context of traffic accidents, it often refers to cars, motorcycles, trucks, etc. These damages are illustrated by the replacement value of your vehicle and the cost of repair.

Who handles a Property Damage Claim?

Usually, insurance companies handle the property damage claims. Your personal insurance company can handle your claim, or by the insurance company of the part at fault. If your insurance is taking care of your claim, you must be aware of the time limit. Most companies accept property damage claims after a specific time following an accident. 

The steps to filing a Property Damage Claim following a Traffic Accident

After a traffic accident, the first thing you should do is make sure all passengers are not hurt. The next step is to call the police to arrive at the accident scene. This is vital because it will ensure the presence of an accident report to be submitted to the insurance company. 

Next, file a claim with your insurance company. This step is important even if you are filing a claim with the at-fault driver’s insurance company. The reason is a recorded document with your insurance company helps your case in the case the party at fault hopes to deny your claims. 

The Benefits of having an Accident Injury Attorney

Filing a property damage claim is fairly simple. You do not need an attorney for such a process. However, attorneys are used to working with claim adjusters and used to negotiate with insurance companies. Therefore, it will most probably benefit you to have an attorney filing on your behalf. 

At Napolin Law Firm, we file property damage claims for our clients out of courtesy. If you or someone you know have been in a traffic accident, call us to schedule a free consultation.

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