Learn The California Automobile Insurance Requirements For Operating Vehicles on Public Roadways
Minimum Automobile Insurance Requirements for California Drivers – Every single person who plans to drive in California should learn the legal requirements to do so. There are many rules that govern exactly how one must operate their car, truck, bus and motorcycle contained in the California Motor Vehicle Code. There are additional laws which mandate that all people who drive within the state carry insurance or show substitute proof of financial responsibility.
Minimum Automobile Insurance Requirements for California Drivers
A driver’s financial responsibility must meet the minimum liability requirements. The most typical way of providing automotive financial responsibility is a liability policy purchased from a private company such as State Farm, Allstate, AAA, etc. In order to comply with state law, carriers must report all policy information for private-use vehicles to the Department of Motor Vehicles (DMV). Cars that are insured with commercial or business policies are not required to be reported to the DMV by carriers. There are other types of financial responsibility that can be used instead of an insurance policy. These include: Making a cash deposit of $35,000 with the DMV; Obtaining a certificate of self-insurance; Getting a surety bond for $35,000 from a company licensed to do business in the state.
Possible Consequences for Not Complying with CA Law
Not possessing the minimum protection required can result in serious problems for a driver or owner. No proof of insurance could lead to suspension of license to operate. This will most commonly happen when:
- A person cancels their policy and fails to notify the DMV within the allotted 45 day period
- The provider issues a registration card but fails to submit the update to the DMV within a period of 30 days
- A driver is in possession of fraudulent registration information.
So, maintain evidence of coverage at all times while driving or parking on the roadways. All drivers must possess evidence of financial responsibility when driving. Show proof of coverage. First, when stopped by a law enforcement officer. Second, when registering an automobile with the DMV. Third, when the motor vehicle is in a wreck, crash or accident.
What Suspension Means. Violations are subject to citation and fines. The suspended vehicles are subject to impound. In an accident, the driver will be personally liable for any damages,
Car Accident Lawyer Fighting For Full Policy Limits
In all situations, the monetary recovery to the client has an upper limit set by the negligent party’s policy. Therefore, it is extremely important that your personal injury attorney prosecute a car accident case by discovering and developing a strategy for collecting the full liability limit available.
Not every attorney fights with the strategy of obtaining the most amount of money possible for their client. A larger car accident claim settlement provides needed compensation to the client for their troubles. Contact one of our experienced trial attorneys. Anyone who calls Napolin Law needing help will receive a case evaluation at no charge. So, call to speak with a lawyer today about your possible lawsuit. Dial 909-325-6032 or 844-984-HURT.